What If Home Prices Drop After I Buy and Here Is the Honest Answer Every Buyer Needs to Hear
Nobody times the market perfectly. Tim Windhorst explains why long term goals beat short term price fears. ...more
Mortgage
September 11, 2026•2 min read
You Do Not Need 20 Percent Down to Buy a Home and This Belief Is Keeping Too Many Buyers Waiting
Loan programs, DPA, seller concessions reduce upfront costs. Tim Windhorst explains your real down payment options. ...more
Mortgage
September 11, 2026•2 min read
Should You Buy Now or Wait for Mortgage Rates to Drop and Here Is the Honest Answer
Lower rates bring more buyers and higher prices. Tim Windhorst explains why timing beats rate chasing now. ...more
Mortgage
September 11, 2026•2 min read
Adjustable Rate Mortgages Are Not What They Were in 2008 and Here Is What Buyers Should Know Now
Fixed periods, clear guidelines, stricter qualifying. Tim Windhorst explains when an ARM actually makes sense. ...more
Mortgage
September 11, 2026•3 min read
Buyers Are Getting Negotiating Power Back and Here Is How to Use It Before the Window Closes
Longer days on market, price cuts, concessions available. Tim Windhorst explains how to structure offers now. ...more
Mortgage
September 11, 2026•3 min read
Most Economists Are Not Expecting a 2008 Housing Crash and Here Is What Buyers Should Know Now
Strong equity, low foreclosures, no crash expected. Tim Windhorst explains why waiting may cost you more. ...more
Mortgage
August 04, 2026•3 min read
Lenders Are Now Considering Rent Payments and Recurring Bills and Here Is What That Means for Buyers
Rent history and recurring bills now count for some lenders. Tim Windhorst explains who this helps now. ...more
Mortgage
July 31, 2026•3 min read
The 50 Year Mortgage Is Not a Real Option Yet and Here Is What Buyers Should Be Focused on Instead
50-year mortgage discussed but not available. Tim Windhorst explains the tradeoffs and what to use now. ...more
Mortgage
July 31, 2026•2 min read
More Homes Are Hitting the Market and Buyers Have More Leverage Than They Have Had in Years
Rising inventory, price cuts, seller concessions. Tim Windhorst explains why now is worth a second look. ...more
Mortgage
July 30, 2026•2 min read
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