Most Economists Are Not Expecting a 2008 Housing Crash and Here Is What Buyers Should Know Now
Strong equity, low foreclosures, no crash expected. Tim Windhorst explains why waiting may cost you more. ...more
Mortgage
August 04, 2026•3 min read
Lenders Are Now Considering Rent Payments and Recurring Bills and Here Is What That Means for Buyers
Rent history and recurring bills now count for some lenders. Tim Windhorst explains who this helps now. ...more
Mortgage
July 31, 2026•3 min read
The 50 Year Mortgage Is Not a Real Option Yet and Here Is What Buyers Should Be Focused on Instead
50-year mortgage discussed but not available. Tim Windhorst explains the tradeoffs and what to use now. ...more
Mortgage
July 31, 2026•2 min read
More Homes Are Hitting the Market and Buyers Have More Leverage Than They Have Had in Years
Rising inventory, price cuts, seller concessions. Tim Windhorst explains why now is worth a second look. ...more
Mortgage
July 30, 2026•2 min read
Rates Are Higher Than Where They Started This Year and Here Is How to Be Ready When They Fall Fast
Soft pull only, no cost, no commitment. Tim Windhorst explains how to get your refi ready right now. ...more
Mortgage
July 22, 2026•2 min read
The Mistake Most Spokane First-Time Buyers Make Before They Ever Set Foot in a House
Pre-qualified gets offers ignored in Spokane. Tim Windhorst explains the difference that actually matters. ...more
Mortgage
June 18, 2026•4 min read
How Is the Spokane Housing Market Doing Right Now and Why the Answer Depends on Your Price Range
939 homes, 1.75 months supply, prices up 2-3%. Tim Windhorst breaks down the Spokane market now. ...more
Mortgage
June 17, 2026•4 min read
After 28 Years in Mortgages Here Is What Tim Windhorst Knows About the Right Time to Buy in Spokane
No perfect time exists. Tim Windhorst explains why Spokane buyers should act before the window closes. ...more
Mortgage
June 16, 2026•4 min read
Why May Was a Reality Check for Rate Watchers and What Buyers Should Do Differently Right Now
One hot report moved rates fast. Tim Windhorst explains how to buy when the numbers make sense ...more
Mortgage
June 10, 2026•4 min read
State Licenses
ID #MLO-11046
CA #CA-DFPI51277
OR #51277
MT #51277
AZ #LO-2005462
WA #MLO-51277
